{"id":400,"date":"2022-12-20T12:17:18","date_gmt":"2022-12-20T12:17:18","guid":{"rendered":"https:\/\/cacaunews.com\/?p=400"},"modified":"2022-12-20T12:17:20","modified_gmt":"2022-12-20T12:17:20","slug":"novas-regras-do-pix-comecam-a-valer-ja-no-proximo-mes","status":"publish","type":"post","link":"https:\/\/cacaunews.com\/?p=400","title":{"rendered":"Novas regras do Pix come\u00e7am a valer j\u00e1 no pr\u00f3ximo m\u00eas."},"content":{"rendered":"\n

Em novembro de 2020, o Banco Central (BC) lan\u00e7ou o sistema de pagamento instant\u00e2neo, chamado de Pix. Em suma, o sistema promete a transfer\u00eancia instant\u00e2nea de dinheiro em at\u00e9 10 segundos. A partir disso, o Pix caiu no gosto dos brasileiros e, atualmente, \u00e9 um dos meios de pagamento mais usados no pa\u00eds.<\/p>\n\n\n\n

Diante desse sucesso, o BC passou a investir mais no sistema, e criar ferramentas e aprimoramentos que melhorem ainda mais a experi\u00eancia do usu\u00e1rio. Exemplo disso s\u00e3o as mudan\u00e7as que v\u00e3o entrar em vigor a partir do dia 02 de janeiro.<\/p>\n\n\n\n

<\/i><\/span>Quais s\u00e3o as novas regras do Pix? <\/h2>\n\n\n\n

<\/i><\/span>1. Pix Saque e Pix Troco<\/strong> <\/h3>\n\n\n\n

As ferramentas Pix Saque e Pix Troco agora devem ter um novo limite. Atualmente, o limite durante o dia (entre 6h e 20h), \u00e9 de R$ 500, e o noturno (das 20h \u00e0s 6h) \u00e9 de R$ 100. Com as novas regras, o limite das transa\u00e7\u00f5es vai aumentar para R$ 3 mil, durante o dia, e para R$ 1 mil durante a noite.<\/p>\n\n\n\n

<\/i><\/span>2. Hor\u00e1rio noturno<\/strong> <\/h3>\n\n\n\n

A partir das ocorr\u00eancias de sequestros que ocorreram em S\u00e3o Paulo, em que o criminoso pedia um resgate em Pix, o BC criou uma regra de hor\u00e1rio de noturno. Ou seja, entre \u00e0s 20h e 6h da manh\u00e3, os brasileiros poderiam transferir at\u00e9 R$ 1 mil. Dessa forma, o BC visava trazer mais seguran\u00e7a ao meio de pagamento.<\/p>\n\n\n\n

Com as novas regras do Pix, essa norma ser\u00e1 eletiva. Ou seja, o cliente \u00e9 quem vai decidir o limite, e os bancos n\u00e3o ser\u00e3o mais obrigados a ofertar op\u00e7\u00f5es sobre essas regulamenta\u00e7\u00f5es especiais nesses hor\u00e1rios.<\/p>\n\n\n\n

<\/i><\/span>3. Novos limites<\/strong> <\/h3>\n\n\n\n

Por fim, outra nova regra do Pix diz respeito ao limite das opera\u00e7\u00f5es. Em suma, nenhum banco \u00e9 obrigada a determinar um limite de valor para as transa\u00e7\u00f5es. Por outro lado, a institui\u00e7\u00e3o precisa limitar o tempo, de forma a garantir a seguran\u00e7a dos usu\u00e1rios.<\/p>\n\n\n\n

Sendo assim, n\u00e3o haver\u00e1 mais limite sobre quanto o usu\u00e1rio pode transferir em uma opera\u00e7\u00e3o. Por\u00e9m, ele vai precisar informar ao banco o limite por per\u00edodo de tempo e a personaliza\u00e7\u00e3o do hor\u00e1rio noturno. A partir de 2023, o BC permitir\u00e1 que o usu\u00e1rio pe\u00e7a que o limite inicie \u00e0s 22h, ao inv\u00e9s de 20h.<\/p>\n\n\n\n

<\/i><\/span>Quando iniciam as novas regras do Pix? <\/h2>\n\n\n\n

As novas regras do Pix v\u00e3o passar a valer a partir do dia 02 de janeiro de 2023. Enquanto isso, os demais ajustes feitos por meio de canais digitais, devem ter in\u00edcio em 03 de julho do pr\u00f3ximo ano.<\/p>\n\n\n\n

Com informa\u00e7\u00f5es Seu Cr\u00e9dito Digital.<\/p>\n\n\n\n

<\/i><\/span> <\/h3>\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Em novembro de 2020, o Banco Central (BC) lan\u00e7ou o sistema de pagamento instant\u00e2neo, chamado…<\/p>\n","protected":false},"author":1,"featured_media":399,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,11],"tags":[84,83,82],"yoast_head":"\nNovas regras do Pix come\u00e7am a valer j\u00e1 no pr\u00f3ximo m\u00eas. - Cacau News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cacaunews.com\/?p=400\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Novas regras do Pix come\u00e7am a valer j\u00e1 no pr\u00f3ximo m\u00eas. - Cacau News\" \/>\n<meta property=\"og:description\" content=\"Em novembro de 2020, o Banco Central (BC) lan\u00e7ou o sistema de pagamento instant\u00e2neo, chamado...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cacaunews.com\/?p=400\" \/>\n<meta property=\"og:site_name\" content=\"Cacau News\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-20T12:17:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-20T12:17:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cacaunews.com\/wp-content\/uploads\/2022\/12\/IMG_20221220_091556.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"992\" \/>\n\t<meta property=\"og:image:height\" content=\"648\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Reda\u00e7\u00e3o Cacau News\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Reda\u00e7\u00e3o Cacau News\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/cacaunews.com\/?p=400#article\",\"isPartOf\":{\"@id\":\"https:\/\/cacaunews.com\/?p=400\"},\"author\":{\"name\":\"Reda\u00e7\u00e3o Cacau News\",\"@id\":\"https:\/\/cacaunews.com\/#\/schema\/person\/ea69703103e606ad347ccd64bd72ef79\"},\"headline\":\"Novas regras do Pix come\u00e7am a valer j\u00e1 no pr\u00f3ximo m\u00eas.\",\"datePublished\":\"2022-12-20T12:17:18+00:00\",\"dateModified\":\"2022-12-20T12:17:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cacaunews.com\/?p=400\"},\"wordCount\":460,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/cacaunews.com\/#organization\"},\"keywords\":[\"banco central\",\"mudan\u00e7as\",\"pix\"],\"articleSection\":[\"Internet\",\"Jornalismo\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/cacaunews.com\/?p=400#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cacaunews.com\/?p=400\",\"url\":\"https:\/\/cacaunews.com\/?p=400\",\"name\":\"Novas regras do Pix come\u00e7am a valer j\u00e1 no pr\u00f3ximo m\u00eas. - 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